Methodology

This site follows one rule: every claim carries a source. That is not just an editorial promise. It is enforced by the build. Each argument section must reference at least one entry in a shared citation ledger, and each reference must resolve to a real entry, or the site does not compile. An unsourced or broken claim cannot ship.

Where the numbers come from

The inflation figures are derived from the U.S. Bureau of Labor Statistics CPI-U series (CUUR0000SA0), the standard all-items consumer price index. The calculation is deliberately plain: an old deposit's value today is the original amount scaled by the ratio of the current price level to the price level in the base year. The base-year figures are annual averages; the "today" figure is the most recent published monthly value at the time of research.

The redemption-rate evidence comes from state agencies' own published data: Connecticut's before-and-after quarterly figures around its 2024 deposit increase, and Maine's own comparison between its five-cent and fifteen-cent tiers. Where a figure is a news outlet relaying a state estimate rather than a number we read from the agency directly, it is marked as a secondary source.

What the source types mean

The citation ledger

Primary sources

Secondary sources

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